Penny Pincher!Movies like Penny Pincher!
- Key Features:
- Romantic comedy, Miser, Unexpected parenthood, Lies and deception, Character transformation, Financial hardship, Nudity-none, Violence-none
- Tone:
- humorous, satirical
- Target Audience:
- Comedy fans, Romantic comedy enthusiasts
- Emotional Arc:
- Amusement → Awkwardness → Warmth
Penny Pincher!

François Gautier is stingy! Saving puts the joy, it causes pay sweats. His life is set for the sole purpose of never spend anything. A life that will switch in one day: he falls in love and discovers he has a daughter he did not know existed. Forced to lie in order to hide his terrible default, this will be the beginning for François problems. Because lie can sometimes be expensive. Very expensive…
Penny Pincher!
Léonard Monestier owns a large fortune, alas his wife Cynthia made a bad investment in a worthless oil concession. Far from letting this get him down, Léonard decides to find a sucker to buy this concession from him. Right on cue appears Antoine Brévin, a befuddled billionaire who is very interested in Léonard's beautiful daughter Patricia and would do anything to win her hand...

The billionaire is tired of the whims of his own children and decides to teach them a lesson. He announces to them that he has become bankrupt. Now spoiled teenagers will have to do what they have never done: go to work, learn to love and value life.

This film originated as a play in Paris. The story focuses on the one-day adventures of Bertrand Barnier played with a genius of French cinema, Louis de Funes. In the same morning he learns that his daughter is pregnant, an employee stole a large amount of money from his company, his maid is about to resign in order to marry a wealthy neighbor and his body builder is interested in marrying his daughter. The seemingly complicated story-line is full of comedy or errors and some of the most hilarious mime scenes of the French cinema.

Down-on-his-luck, unemployed Alexandre has two months to prove to his wife he can take care of his two young kids and be financially independent. Now, the thing is, although The Box, a user-friendly startup, wants to hire him on pro- bation, the company’s slogan is “No kids!” and Séverine, his future boss, is a short-tempered “killer”. So if Alexandre wants to land the job, he’s bound to lie... Will his meeting with Arcimboldo, an “entrepreneur of himself” and the king of online odd jobs, help the brave, disoriented Alexandre overcome all those challenges?

Max is 6 years old. She lives with her dad Toni, a small time crook with a golden heart. For Xmas, Max offers him Rose, a call-girl found on the street whom she’s very fond of. Despite the complicated situation, Toni’s gonna have a hard time refusing her daughter’s «gift» and must coexist with Rose.

Suffering from empty nest syndrome, two lonely parents concoct a scheme to get their kids interested in them again: they pretend they've won the lottery.

A beautiful young gold-digger mistakes a lowly hotel clerk as a rich and therefore worthwhile catch.

Alex and his sister run a business designed to break up relationships. They are hired by a rich man to break up the wedding of his daughter. The only problem is that they only have one week to do so.

The children of Harpagon, Cléante and his sister Elise, are each in love but they still haven’t spoken to their father yet. Harpagon is a miser who wants to choose the right man and the right woman for his children. Based on Molière’s play.

Valentin D is a hot designer architect who claims to be an orphan because he is too ashamed to admit he is the son of working-class scrap metal merchants from the north of France.

Willy and Tony have a brilliant idea for getting out of it financially: stealing a dog from the brigade des stups. But everything does not go as planned and the two accomplices will have to rely on the most corrupt of the cops.

When Thomas Platz is suddenly made the guardian of a baby - then pretends to be its real father in order to win back Marie, the girlfriend who dumped him a year before. Stuck between staying a man-child forever, and proving he is ready to take the next steps of marriage and family with the love of his life, Thomas goes on an unexpectedly hilarious adventure getting the girl of his dreams to believe he has changed.

When his fiancée dumps him at the altar for her ex, a young man is left with no alternative but to go on his romantic honeymoon with his mother.

Jean-Pierre, a wealthy businessman, is lonely. He still desires his wife but she only seems interested in shopping and the beauty salon. Tired of lunching alone every day, one day he decides to invite his chauffeur to join him, and a relationship quickly develops as the two find they have much in common. Are they just cash machines for their wives? Don't they deserve some love in return? Jean-Pierre confiscates his wife's credit card, but things don't turn out exactly the way he'd hoped...

La vie n’est pas rose tous les jours pour Solweig, caissière dans un supermarché. Mais elle garde le sourire, malgré les remarques souvent déplaisantes des clients et un chef teigneux. Peut-être grâce au blog qu’elle tient en secret, où elle s’épanche avec humour sur son quotidien difficile… Un soir, sous la neige, son destin croise celui de Charles. Le jeune homme tombe aussitôt amoureux d’elle, sans se douter qu’ils ne sont pas du même monde. Mais si un simple blog peut changer le sort de milliers de caissières, n’est-il pas permis de croire aux contes de fées ?

A young man meets his soon-to-be in-laws but discovers behind their proud and wealthy appearances some deep issues and lies.

An average guy meets an actress who is more beautiful than he could ever imagine. But then a pesky girl materializes to make his life a living hell. His perfect girlfriend now thinks that he is involved with this Caprice.

Compulsive spenders Albert and Bruno are in debt up to their necks. While seeking help from community workers to get their lives back on track, they run into a group of young green activists. Lured by the free beer and snacks rather than by the ideals of eco-activists, Albert and Bruno find themselves joining the movement without much conviction.

Max and Page are a brilliant mother/daughter con team who have their grift down to a fine science. Max targets wealthy, willing men and marries them. Page then seduces them, and Max catches her husband in the act. Then it's off to palimony city and the next easy mark.

François Berthier’s life is a series of unfortunate events. One day, however, a miracle occurs for François and his expected misfortune is changed to never-ending luck.

Working incognito at his rich dad's company to test his own merits, Teto falls for Paula and tells her he grew up poor, a lie that spins out of control.

Pontagnac, a married man, tries to seduce Victoire, the wife of his good friend. Little does he know, Victoire has plans of her own to punish her cheating husband. The would-be fling ignites a dizzying spell of complications as characters arrange trysts, attempt to expose each other’s deceits, and are ultimately forced to come clean.

Coming out from jail, Lucas has decided to change his life and behave like a good citizen. But when he is taken hostage in a bank by a hare-brained robber, no cops can believe he is not part of the action.

Patrick Lechat learns that his father, the famous writer Jo Lechat, whom he never knew, has just died leaving a colossal fortune. "Good thing!" Patrick Lechat and his family are currently in a very bad situation.

Stéphane defers his frustration at not having had a son on his sons-in-law. So when her younger daughter decides to leave a rugby player than the idolatrous father for a doctor he can not stand, he will do everything to get his son-in-law back. His daughter will not let it go.

Two friends on a small island in Brittany discover the lottery winner is dead with the winning ticket. They plan a village-wide scam to take his place.

Plastic surgeon Michel Saint-Josse is on his way to Spain where he hopes to spend a stress-free holiday in a luxury hotel with his teenage daughter Vanessa. When his car breaks down near a camping, Michel accepts the offer of help from an extrovert gigolo camper named Patrick Chirac. Whilst their car is being repaired, Michel and Vanessa agree to stay in Patrick’s well proportioned tent, not knowing that, thanks to a series of mishaps, it will be their home for several days...

Veronique, living with her divorced mother, is going on holiday to Mauritius with her father. To impress a local boy, Benjamin, she manages to complicate the situation by making up stories about her father. She presents him as her lover, a mercenary and even a secret agent which gets her into trouble and then her father has to start playing along...

Caught by tabloid paparazzi with his mistress Elena, a famous and beautiful fashion model, billionaire Pierre Levasseur tries to avoid a divorce by inventing a preposterous lie. He uses the presence of a passerby in the photo to claim to his wife that it's not him Elena is seeing but the other man, one François Pignon. Pignon is a modest little man who works as a parking valet. To make the story convincing, Elena has to move in with Pignon.

Everyone in the village of Bouzolles knows the Tuche family, who live by the philosophy "Man is not made to work." Despite their lack of money, they strive to be happy... that is, until their hand-to-mouth existence is turned on its head. After winning the lottery, the Tuches get rich beyond their wildest dreams and move to Monaco. And while attempting to fit in in their swanky new homeland, they struggle to stay true to the same principles by which they've always lived.

Josephine doesn't like her job and keeps on having relationships without a future. Her sister and parents keep pushing her to find a good husband. To shut them up, she creates a handsome Brazilian millionaire but her little white lie has a flip side - she loses everything to find the love of her life.

Passengers on a low cost flight from Djerba to Beauvais have their patience tested to destruction when their departure is delayed for eight hours because of a fault with the plane's air-conditioning. In the end, they are so fed up that they will do almost anything to get back home.

When the little haberdasher Arras discovers she's won 18 million in the lottery and can now afford anything she wants, she has only one fear: losing the small joys of life made simple it cherishes above all. But fate is obstinate, and this is giving too long this good fortune will trigger it, despite herself, a hurricane that will change everything. Everything except her.

It takes him suddenly at 40 years: Frédéric wants a baby, Claire never wanted one and they agreed on that. He commits the unforgivable and makes a child behind her back. Claire turns into a whale and Frédéric becomes a doting father.

When Pierre learns that his parents are not his parents, he wants to find out who he is and where he comes from. Raised in nature, Pierre has never been confronted with society. He does not know the codes. He will team up with Anna who will help him in his quest and cross a whole gallery of characters as funny as tender. But during his investigation, Pierre will lose his colors – like a photo that fades.

To his family, François Voisin is nothing more than a humdrum civil servant. In truth, for the past twenty years he has been working as a secret agent. All goes well until circumstances put his secret in danger.

A poor young Belgian mother wants her petty thief of a boyfriend to be gainfully employed to raise their newborn child, but he has other ideas.

Gabriell is a single mother, her 17-year-old daughter Claire is pregnant, however the child's father Simon has no desire to be involved with his future baby. When Gabrielle takes matters into her own hands and asks Simon's father Ange for help, an unexpected relationship begins.

Sibylle, a young Parisian with long teeth, intends to shine in her new job by buying a hardware store in the Basque Country to set up a supermarket. She imagines that she has "rolled" the old owner but the latter is under curatorship. Sibylle must therefore deal with Ramon, the nephew, to recover his money and sign as soon as possible. Otherwise, the ejection seat is assured. She will soon realize that the Basques do not intend to let themselves be made by a Parisian, however pretty she is.

Fred works for a company that creates alibis for cheaters until Clio, the daughter of one of his client, falls in love with him.

Roman loves Camille as much as he loves his two daughters. But he is hiding from all of them a serious problem of addiction, which could endanger his dearest. Does love have a chance to survive when trust is broken?

Jérôme Varenne, a French financier, lives and works in Shanghai with Chen-Li, his life and business partner. One day, during a short stay in Paris, while paying a call to his mother, he is very displeased to learn from her and his hated brother, that the family house in Ambray is going to be sold. Jerome decides to go to the town where he grew up to see what is going on. Little does he know how eventful his escapade will be. Little does he know that it will change his life from soup to nuts...

When Francois, a journalist, tours a big store for an article, he is chosen by the son of the newspaper's owner, Rambal-Cochet, as his new toy. Needing money and unwilling to quit his job, Francois agrees to this ridiculous assignment. Gradually befriending the spoiled boy, he induces him to play at making a newspaper, unveiling publicly the tyrannical way of life of the father. The powerful emotional climax we experience with the child astonishes both men.

A shy bank employee unexpectedly invites a young woman to a café, leading to a one-night stand. When he shares this with his disillusioned friend, the writer helps him navigate a dazzling social ascent.

Denis struggles to raise his boisterous daughters Janine and Mercredi on his own while holding down two jobs. Everything goes sour when Denis forgets Mercredi one too many times at the school gates. Séverine, a cheerful social worker, is appointed to scrutinize the family’s daily lives.

Vincent, 18 years old, is dumped by Elina. It is his first love, it is the end of the world! His parents decide to take matters into their own hands and will try everything to make him forget this girl: he will have to follow them in a loving detoxification of which they will imagine the program ...

Jerome, 35, is a yacht salesman in Nice. But if you listen to him, in his spare time Jerome is also an astronaut, a karate world champion and a close friend of Miss Universe. As a matter of fact Jerome is a compulsive liar: he lies to everyone about everything! No one believes him, but that doesn’t prevent him from accumulating more lies. But one day Jerome wakes up to find out that all his lies have come true... and it’s just the beginning of the troubles ...!

Henry Perkins, a mild-mannered accountant, accidentally trades briefcases with another man, to find out that there's a million dollars inside. Henry tells his unsuspecting wife of their new-found fortune, but she doesn't embrace it as well as he does. Soon they're joined by their best friends, a cop on the take, a cop on the hunt, and the dreaded Mr. Big, who has come to claim his money.

Adrien, an attractive dancer whose career was shattered by a motorcycle accident, squanders his youth in idleness. His life changes when he meets Margot, who lives off scams and amorous manipulations.

After winning the lottery, François goes to a bar in Pigalle and offers one hundred thousand Euros per month to a prostitute named Daniela to live with him as his wife until his money runs out.

As a mother, in principle, you do not rob banks. But these days, it can be a solution for the future of your home, and not to give up on your dreams. Playing the thieves can quickly become dangerous and bad encounters can turn into a love story ...

Djibi lives alone with Sofia, his 8-year-old daughter. Every night, he invents a story to put him to sleep. When Sofia falls asleep, these extraordinary stories come to life somewhere in an imaginary world inhabited by knights, pirates and other dragons. In this world that belongs only to them, Sofia is always the princess to save, and the brave Prince is none other than Djibi himself. But 3 years later, the entry of Sofia to the college will mark the end of her childhood. To the despair of her father, she no longer needs her stories at night. On the one hand, Djibi will have to accept that his daughter will grow up and move away from him. On the other hand, in the World of Stories, the Prince will have to face the most epic of all his adventures. Find your destiny in a world where it no longer has a place.

Daniel and Stéphane, two salesmen working in the same store but who cannot stand each other, decide despite everything to team up to participate in television games so they can pay their debts.

Monsieur Papa is a moving portrait of a modern family, centering around 12 year-old Marius Vallois. Born in a wealthy family, Marius is the son of Marie Vallois, a successful CEO. Marie loves her son unconditionally, but Marius has never known his father and suffers greatly from it. When Marius starts shoplifting and doing badly at school, Marie decides to recruit a father figure for him. One day in her office building, she meets Robert Pique. Robert is a peculiar man who has a background in finance, but makes ends meet ironing clothes for his neighbors. Reluctant at first, Robert agrees to be paid to meet Marius and pretends to be his father. Marius immediately understands that Robert is not his dad, but very quickly, a deep bond develops between them.

A middle-aged businessman faces bankruptcy after his partner's suicide and a rival's unscrupulous offer to buy his company. Determined to avoid the trap, he finds an unexpected solution through a prostitute.

An attention-craving mother nearing 50, unemployed and living with her pregnant daughter and son-in-law, suddenly finds herself with child, too...

Michel Berthier, a senior executive at a mattress manufacturing company, has just been fired. As he does not dare to tell the truth to Juliette, his partner, he goes into debt to maintain the family’s standard of living, showering them with gifts. But soon he can no longer lie, and he decides to leave the house. After losing his money, his car, and his shoes, he meets Toubib, Mimosa, and Crayon, three “homeless” people who wash themselves in the restrooms at the Gare de l’Est. They take him under their wing and lead him to break into his former company in order to get sleeping bags and beds.

A con artist in dire need of cash and a woman with a crypto fortune hit it off. Is she the target of his dreams, or is the scammer about to get scammed?

Molière, a down-and-out actor-cum-playwright up to his ears in debt. When the wealthy Jourdain offers to cover that debt so that Molière's theatrical talents might help Jourdain win the heart of a certain widowed marquise, hilarity ensues.

When they realize the times are changing, five crooks decide to switch from bank robberies to personality abductions.

Two lovers are stuck in stale relationships due to lean finances. But when one is duped into thinking he's suddenly rich, he takes very drastic action.

Thirty-year-old Ben is about to marry Juliette. His quiet, ordered life will fall to pieces when he meets up again with the person he secretly wants to see the most: Vanessa, the high school bombshell who never so much as looked in his direction. She's back in Paris, and the only person she now knows is him…

François, an ordinary Joe, falls hard for the sublimely beautiful woman who has just picked him up on the train and invited him to spend the weekend with her on the Riviera. But when the lady disappears the next morning and the police drag him in for questioning, François discovers he's been set up to pass for her notorious outlaw husband on the run, Anthony Zimmer. Even though he's been lied to and manipulated, François' life is changed forever and he's ready to give anything - maybe even his life - to hold this mysterious beauty in his arms again.

A business mogul runs into his old small town girlfriend while she is visiting the big city only to find out that they had a child together that he was unaware of.

Recently fired and facing eviction, a new dad has his life turned upside down when he meets a wealthy couple who offer a path to financial security... but at a price.

In order to make his little sick brother's dream come true, Leo and his best mates organize a fake score...but on the d day, they make a mistake and the fake score becomes a real hold up.Here starts the extraordinary adventure of PUBLIC Amis.

A high-profile burglar reconciles with his two daughters (half-siblings) to help him retaliate against his ex-partner who betrayed him.

Florence wants to introduce David, the man she’s madly in love with, to her father Guillaume. But David isn’t attracted to Florence and wants to throw her into the arms of his friend Willy. The four characters meet in a restaurant in the middle of nowhere.

Les Tuche, a modest french family, change his life after winning a super lottery. Thanks to the money of his parents, the son, Donald (aka "coin-coin") goes to Los Angeles to improve his english. On the L.A. University, he meets Jennifer, daughter of a famous American financier.

Florence and Vincent Leroy are a model couple. They have great jobs, a perfect marriage and delightful children. And now they want their divorce to be an equal success. But when they are both simultaneously promoted to their dream jobs, their relationship becomes a nightmare. From that moment on, the gloves are off, the two exes declare war and will do everything in their power to NOT have custody of their children.

Catherine refuses to believe that her business partner, the unlikeable François, has a best friend, so she challenges him to set up an introduction. Scrambling to find someone willing to pose as his best pal, François enlists the services of a charming taxi driver to play the part.

A businessman in Italy, who doesn't pay any taxes, and a financier always on the hunt for tax evaders come into contact because their sons share an apartment in Paris.

Ariane Felder is pregnant! This is surprising with her being a young hardened judge with strict morals. But what is more surprising is that, according to paternity testing, the child's father is none other than Bob, a criminal from the prosecution charged with an atrocious attack! Ariane doesn't remember any of what has happened, so she has no idea what to expect...

Michel and Cathy, wed for longer than they can remember, lead a quiet but monotonous life in the mountains. When a bear bursts out in front of Michel’s car, accidentally killing two drug dealers and revealing a €2 million loot in the process, their life takes an unpredictable turn, especially when they decide to cover up the incident and keep the money! But their plan leads them to stumble upon an unexplained trail of dead bodies. More used to being honest than crooked, Michel and Cathy’s clumsy cover-up efforts soon put an interfering inspector hot on their trail.

Franck and Karine are offered a job on a cruise ship they can’t refuse. The only problem: their daughter Camille has to study for her finals but has other ideas of fun in mind instead… No problem! To straighten his daughter out and set her to work, Franck calls on his father André, a retired captain from the national police, hopelessly uptight and rigid. With military discipline, Camille’s finals will be a success! But this is the moment when the second grandfather Teddy, an eccentric and wild former nightclub manager and the total opposite of the strict André, chooses to return after many years abroad... Living together promises to be complicated…

Marilou and Philippe prepare for their future retirement in Portugal. But their daughter separates and a whole procession of solicitations falls on them.

Nicolas has a happy existence, parents who love him, a great group of friends with whom he has great fun, and all he wants is that nothing changes. However, one day, he overhears a conversation that leads him to believe that his life might change forever, his mother is pregnant! He panics and envisions the worst.

Catherine and Yann, happily married for many years, should have spent the year travelling abroad. But since he sold his business, Yann has been too busy with his bonsai trees and keeps postponing the big trip. Things go from bad to worse when their 27-year-old broke daughter and her boyfriend lose their apartment and come knocking on the door to stay. With Yann’s mid-life crisis spinning out of control, their couch surfing daughter and partner getting increasingly invasive and their stay becoming indefinite, Catherine will try everything to kick them out of the parental home and get her life back on track!

Gilles, who operates a money losing garage, teams up with his friends Max, who operates a scrap yard, and lawyer Xavier to open a brothel catering to women. They get the idea from Gilles' secretary Irma, a former prostitute. They are assisted in the implementation by Max's wife Juliette and Sabine who is mad for Gilles. Unfortunately Gilles has fallen for Florence the daughter of the conservative Prime Minister and his wife. When the Prime Minister tries to shut down the brothel Gilles decides to stand against him in the election.

Lisa and Julien are married and lead a happy uneventful life with their son Oscar. But their life radically changes one morning, when the police comes to arrest Lisa on murder charges. She's sentenced to 20 years of prison. Convinced of his wife's innocence, Julien decides to act. How far will he be willing to go for her?

The story revolves around Alain, a busy businessman who is always in a rush. In his life, there is no room for spare time or family. But one day, he suffers a stroke, which makes him lose his grasp of language and use one word in place of another.

Grégoire Moulin, a shy accountant, sets up a blind date with a dance teacher at a bar. What he needed to do was just to cross the road. But it didn't happen to be as easy as it seems especially because of the final game of French soccer championship the very same night!

A comedian's relationship with his family crumbles when his career begins to take off.

A debt collector who looks intimidating, but actually has a warm heart, ends up becoming the guardian of a child, who has been left behind as collateral by her illegal immigrant mother.

Aymeric runs into Florence, a former coworker, one evening in Saint-Claude in the Haut-Jura. She is six months pregnant and single. When she gives birth to Jim, Aymeric is there. They spend happy years together until Christophe, Jim's biological father, shows up... It could be the start of a melodrama, it's also the start of an odyssey into fatherhood.

The Bouvier-Sauvages, a large aristocratic family, meet the much more modest Martin family when their children's wedding is announced. For the occasion, the future bride and groom offer their parents DNA tests, which will reveal their true origins. The results are totally unexpected and will make the effect of a bomb.

A romantic comedy about Jean-Marc who is a convinced bachelor and also very busy. So busy that he almost missed his own daughters wedding ceremony...

Lea opens an agency where anybody can rent her to play the part the clients need: a daughter, a girlfriend, a customer, you name it...

Adrien, 40 years old and totally immature, is dumped by Maude, 35 years old, eager to finally found a family. In an attempt to regain the love of his life, Adrien decides to move into the future ex-married apartment: a nursery home - The beginning, an improbable educational experience.

Forty-year-old Paul-André is a timid, rather introverted man. Rich but alone, he is deeply bored and ends up concluding that what he needs is a family. Violette, a forty-year-old full of energy, is threatened with eviction and is afraid she'll lose custody of her two children. Paul-André then proposes a totally above the board contract to rent the family in exchange for him paying off Violette's debts. For better and for worse..

Henry is a playboy who has no idea that he is the father of a beautiful, cute girl out of a One-night-Stand. Her mother left the daughter in front of Henry door after her husband realized after 8 years of marriage that he is not the father so their relationship now is breaking up... By the way: Kokowääh, is how a German (in this case an 8 Year old child) that has never heard the dish before - would pronounce "Coq Au Vin" (chicken in a wine sauce).

When the boss' unlucky daughter is missing in South America, Campana is sent to watch the boss' most unlucky employee who is sent as a private detective in hopes he can duplicate the daughter's mistakes.

A phobic con artist and his protege are on the verge of pulling off a lucrative swindle when the con artist's teenage daughter arrives unexpectedly.

While Olivier, a 39 year-old foreman gives his job everything he’s got, Laura, his wife and the mother of their two children, abandons the family home, leaving Olivier alone to face his responsibilities. Lost and completely thrown, Olivier is going to have to come to terms with his new status as a single father raising his children alone. Because Laura’s not coming back.

Gabriel has been separated for four years now. Since then his 8 year old daughter is the center of his life. Completely avoiding getting involved in a new romantic relationship, Gabriel focus all his energy in his daughter and work. This plan gets spoiled when Vicky, a platonic love from his adolescence, now a beautiful and independent woman appears in his life. When romance is about to start, she puts one condition: She would never get involved with a man with children. She just does not want children in her life. When Gabriel is confronted with this, he says he has no children. From that moment on his life becomes a torment, playing every trick at hand in order to hide his child and belongings from Vicky in every date.

When Spirou, supposedly a groom in a Palace, meets Fantasio, reporter scupper, everything starts very hard … and rather badly!

Ariane and Hugo decide to exchange the lives they lead to escape from their routine, which after ten years of marriage, gives them the feeling of being hamsters in a wheel. She suddenly finds herself at the head of a construction equipment rental company and he tries to take the role of a house calling jewelry salesman...But is life really better when you live it on the other side of the bed?

After working with the bank for a long time, Julien decides to open a restaurant with his best friend. Unfortunately, when the bank refuses to grant him a loan, he comes up with a plan.

